MARS Disclosure - This term stands for Mortgage Assistance Relief Services

MARS Rule in full -

Old West Realty is not associated with the government and our service is not approved by the government or your lender.  Even if you make or accept an offer and use our service for Loan Mitigation or other negotiations or covered activities (Loan Modifications, Short Sales), the lender may still not agree to change the underlying loan or cooperate in any other matters or steps.  You may at any time until we have earned our Loan Mitigation fees stop doing Loan Mitigation business with us, though that may not necessarily conclude all real estate services you may want that are other than Loan Mitigation.  Additional or future compensable real estate brokerages services other than Loan Mitigation may be rendered by us in agreement with you.  You may accept or reject the offer of loan assistance we obtain from your lender (or service).  If you reject the offer of mortgage assistance we obtain from your lender or service you do not have to pay us for that work. 

If you stop paying your mortgage, you could lose your home, damage your credit rating, incur income taxes and be exposed to deficiency judgments in some states and on some loans and to uninsured property losses among other negative effects.  Though we do not recommend it during Loan Mitigation process with us, you are always free to communicate with the lender, directly and we cannot advise you to make or stop payments to that lender.  You should consult an attorney for consultation regarding these ramifications.

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